Security & Compliance
Enterprise-grade security, regulatory compliance, and merchant protection.
Data Protection
End-to-End Encryption
All data in transit encrypted with TLS 1.3. All biometric data encrypted at rest. Zero unencrypted sensitive data on disk.
Biometric Data Isolation
Facial biometrics stored in isolated, access-controlled systems. Never shared across customers. Purged after identity binding.
PCI DSS Level 1 Compliance
Third-party audited. Annual penetration testing. Certified compliant with all PCI standards.
Zero-Knowledge Architecture
We verify identities. We don't store them. Merchants own all identity proof. We can't leak data we don't have.
Regulatory Compliance
VerifiNow Payments meets or exceeds all major regulatory frameworks.
- KYC/AML: Know-Your-Customer and Anti-Money-Laundering verification integrated
- GDPR: EU data protection compliant. Data processing agreements available
- CCPA: California Consumer Privacy Act compliant. Consumer rights fully supported
- LGPD: Brazil's data protection law compliance verified
- UK GDPR: Post-Brexit UK data protection standards met
- FINRA/SEC: Financial services regulations compliant
Audit & Transparency
Complete auditability of every transaction and verification.
Immutable Audit Trail
Complete record of every verification step, timestamp, and decision. Cannot be altered or deleted.
Merchant Dashboards
Real-time visibility into all verification results, decisions, and evidence.
Evidence Packages
Complete proof package for each transaction. Admissible in disputes and legal proceedings.
Regulatory Reporting
Automated reporting for compliance requirements. Pre-formatted for regulatory submissions.
Infrastructure Security
Enterprise-grade infrastructure with redundancy, monitoring, and incident response.
- Multi-region, multi-cloud architecture for high availability
- 99.99% uptime SLA with financial guarantees
- 24/7 security monitoring and threat detection
- DDoS protection and rate limiting on all endpoints
- Regular security updates and patch management
- Incident response team on-call 24/7
- Regular third-party penetration testing
Merchant Protection
Complete protection for merchants implementing identity-bound payments.
Chargeback Insurance
Included chargeback protection for transactions with verified identity.
Fraud Guarantee
Merchants protected against verified-identity fraud. We absorb the loss.
Legal Support
Expert support for chargeback disputes and fraud investigations.
SLA Guarantees
Strict uptime and performance SLAs with financial penalties for breach.
Request Our Security Documentation
See our complete security audit, compliance certifications, and architecture documentation.